We are delighted to announce the addition of a new member of the team, Howard Fleming, to Red Tortoise. Howard and I worked together from 2001 through 2004. Howard is well credentialed with the CFA®, CPA, CFP® designations and has over 25 years of experience. He is particularly experienced delivering comprehensive financial planning, tax, and family office services to wealthy families. Howard embraces our fiduciary culture and easily passes my litmus test – I would trust him to manage the assets for Julia and my boys as well as my non-nuclear family and friends should something happen to me (for the record, I have no plans or reason to think I won’t be around). We continue to seek growth so I ask that if you know or meet families who would appreciate a fiduciary culture, our process and our fee structure, please introduce us.